| Plan Year Deductible |
Embedded $3,000 Indiv. $6,900 Fam. |
Embedded $5,000 Indiv. $11,500 Fam. |
Embedded $3,000 Self only $3,400 Indiv. $6,900 Fam. |
Embedded $1,700 Self only $3,400 Indiv. $3,795 Fam. |
$0 |
| Medical Out-of-Pocket Maximum – Includes deductibles and/or copays |
$7,350 Indiv. $16,600 Fam. |
$8,500 Indiv. $17,000 Fam. |
$7,350 Self only $7,350 Indiv. $16,600 Fam. |
$3,400 Self only $3,400 Indiv. $7,590 Fam. |
$2,500 Indiv. $7,500 Fam. |
| Rx Out-of-Pocket Maximum – Includes deductibles and/or copays |
Included in the medical out-of-pocket max. |
Included in the medical out-of-pocket max. |
Included in the medical out-of-pocket max. |
Included in the medical out-of-pocket max. |
N/A |
| Member Coinsurance |
30% after ded. |
30% after ded. |
30% after ded. |
20% after ded. |
20% |
| Preventive Care – 1 exam every Plan Year |
Covered at 100% |
Covered at 100% |
Covered at 100% |
Covered at 100% |
Covered at 100% |
| Primary Care Physician |
$40 copay |
30% after ded. |
After ded. is met, then $40 copay |
After ded. is met, then $25 copay |
$15 copay |
| Specialist |
$70 copay |
30% after ded. |
After ded. is met, then $70 copay |
After ded. is met, then $40 copay |
$15 copay |
| Lab and X-ray Services |
30% after ded. |
30% after ded. |
30% after ded. |
20% after ded. |
$15 copay |
| Physical/Occupational/Speech Therapy |
$40 copay |
30% after ded. |
30% after ded. |
20% after ded. |
$15 copay |
| Urgent Care |
$40 copay |
30% after ded. |
After ded. is met, then $40 copay |
After ded. is met, then $25 copay |
$15 copay |
Emergency Room: - Emergency Care - Non-Emergency Care |
$200 copay |
30% after ded. |
30% after ded. |
20% after ded. |
20% coinsurance (waived if admitted) |
| Hospital Services |
30% after ded. |
30% after ded. |
30% after ded. |
20% after ded. |
20% coinsurance |
|
PRESCRIPTION DRUGS
|
| Retail (Up to 30-day supply) |
After ded. is met, then: |
After ded. is met, then: |
After ded. is met, then: |
After ded. is met, then: |
No ded. |
| Generic |
$10 copay |
$10 copay |
$10 copay |
$10 copay |
$10 copay |
| Preferred Brand |
30% coinsurance; $40 max. |
30% coinsurance; $40 max. |
30% coinsurance; $40 max. |
30% coinsurance; $40 max. |
$45 copay |
| Non-Preferred Brand |
30% coinsurance; $40 max.* |
30% coinsurance; $40 max.* |
30% coinsurance; $40 max.* |
30% coinsurance; $40 max.* |
$45 copay |
| Mail Order (Up to 100-day supply CA / 90-day supply HI) |
After ded. is met, then: |
After ded. is met, then: |
After ded. is met, then: |
After ded. is met, then: |
No ded. |
| Generic |
$20 copay |
$20 copay |
$20 copay |
$20 copay |
$20 copay |
| Preferred Brand |
30% coinsurance; $40 max. |
30% coinsurance; $40 max. |
30% coinsurance; $40 max. |
30% coinsurance; $40 max. |
$90 copay |
| Non-Preferred Brand |
30% coinsurance; $40 max.* |
30% coinsurance; $40 max.* |
30% coinsurance; $40 max.* |
30% coinsurance; $40 max.* |
$90 copay |
|
*Approval required
|